Mastering Personal Finance: A Comprehensive Guide to Financial Management

Managing personal finances can often feel overwhelming, but with the right strategies and tools, you can take control of your financial future. This blog post aims to provide a detailed overview of effective financial management techniques, covering budgeting, saving, investing, debt management, and planning for retirement. Understanding Your Financial Situation Assess Your Current Financial Status Start by reviewing your current financial situation closely....

The Blessing of Perseverance

We glory in tribulations, knowing that tribulation produces [b]perseverance;  and perseverance, [c]character; and character, hope. Romans 5:3 Sometimes, as women and mothers, we ask God for things, experiences, and a change in circumstances for our households, especially as it relates to our children. It seems even though we pray to God or lecture our children, we talk to teachers and counselors, and the things we seek still elude us. I’m talking about years of...

Wasted Spaces

Moving into a new house can be challenging, exciting, and filled with possibilities because of the various decorating options. You can create and explore multiple design styles. During the move, you can decide what stays and what goes. Whatever you take, you incorporate old and new items once you are in the new place. You might wonder why you bought some items. However, you had a plan when you packed them. Having recently moved and experienced the above. I took...

My Covid Story

Last week was typical until I got to Friday around 4:00 p.m., and everything changed. I received a message telling me that someone I interacted with tested positive for COVID-19, and I should quarantine over the weekend and test on Monday.  Did I want to hear that? I had three thoughts regarding this: how do I tell my husband? Second, I must stay shut up in my room all weekend and cancel my plans. Third, I need to know if I will experience any symptoms and what...

A Little Girls Desire

When I was a little girl about ten years old in the fifth grade, we studied the great world explorations.  I remember reading about the Portuguese explorer Bartolomeu Diaz who sailed around the southernmost tip of South Africa and called it the Cape of Good Hope. There was something about the Cape of Good Hope that sounded so exotic and exciting to my 10-year-old self I wanted to go there.  It was my dream place for at least that year when I was in fifth grade. ...

Knowledge of Employee Policies

How many people in the workforce read their organization’s employee handbook or policies? Employees fail to obtain the knowledge and therefore are uninformed. It is crucial to know the expectations of your behavior and rights in the workplace. They are essential components of employment. Employers create policies and handbooks to provide employees with information on their behavior, fairness, and management responsibilities. The information is an employee...